Moneytree Wealth Management
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Corporate Lending

If you need to borrow money for your business, you must use funds intended for that purpose and not a personal credit facility. This is because the rules around corporate lending are different to those around personal lending. The criteria is more strict and you’ll usually have to prove to the lender how your business is performing.

Interest rates are usually higher on corporate loans and mortgages than on personal credit products, and loans are sometimes secured if they’re for equipment or something similar.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There are advantages though, as most business loans and mortgages won’t affect your personal credit file or be taken into account if you need to take out a personal loan or credit card. However, if you’re asked to be a guarantor, you’ll be personally liable for the debt and other lenders might include this when looking at your credit file.

If you already have a commercial mortgage or business loan, we might be able to help you refinance at a better rate as we have access to many lenders.

Commercial mortgages are not part of our offering, however, we have links to experts in this field and will help you on a referral basis.

How we can help:

Linford Brown

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